Cash Flow Available for Debt Service (CFADS)

May 1, 2025 | 0 views

When it comes to the risk of default, Moody's found that during COVID-19, American businesses had a 7.8 percent chance of defaulting. This is compared to a low of 4 percent in 2021, but lower than the current 9.2 percent...

Continue Reading

Reasons to Consider Out-of-State Municipal Bonds

April 1, 2025 | 0 views

Municipal bonds (also known as munis) are issued by a state or local government. Interest income is typically paid out twice a year and is not subject to federal taxes. When an investor purchases a bond issued from his own...

Continue Reading

7 Ways to Teach Your Kids to Save

April 1, 2025 | 0 views

Of all the things you teach your kids when they’re young, saving money just might be one of the most important. Teaching them to delay gratification could help them avoid unnecessary spending and help them learn to value controlling their...

Continue Reading

Building Deeper Customer Connections: Leveraging Web3 for Loyalty, Community, and Engagement

April 1, 2025 | 0 views

Competition in business today has become fierce. Each organization is constantly looking for innovative ways to form strong relationships with its customers. Loyalty programs have been used for a long time to build a devoted customer base. As technology advances,...

Continue Reading

Preventing a Government Shut Down, Rolling Back Regulations and Clarifying Cryptocurrency Protocols

April 1, 2025 | 0 views

Full-Year Continuing Appropriations and Extensions Act, 2025 (HR 1968) – In the nick of time before the midnight deadline that would have otherwise shut down the Federal government, Congress passed a budget bill to fund the rest of the fiscal...

Continue Reading